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Diaspora Matters

Dubious Round Table Schemes

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thiefo

Here is a sad story from a  sister who lost $7,000 through a dubious round table  forum. She says that in  2012 a friend invited her  to join a roundtable forum. On this forum the agreement was that one would contribute  $1000 per month with the contributions benefiting members according to a set list. All went well for the first 7 months but al hell broke out when her turn to benefit came. Members of the club disappeared into thin air…vanhu vakangonyangarika!

It took her several months to track some of the members, she located one and took her car…izvi hazvina kushanda nekuti akanzi ndokusungisa nekuti wandibira mota yangu! So at the end of it all..she lost $7,000 through this dubious round table scheme

So below are responses to this post by ZBIN Members

Langelihle V Khumalo eish shame….so true Mdala zvikuitika ini handitombodi kukandirwa last

Elias Gurure Even @ this forum there are a lot of postings on how to get rich quick and people must be very very careful of such fraudlent schemes. You may have heard of Helping hands, MMM, Club35, mypaydesk and many such pyramid and ponzi schemes. They are all there to steal your hard earned cash. So people beware, akuruma nzeve ndewako!

Mdala Wa Rue Its worse ne social media yakadai kuuya iyi..kungoti vanhu havasi kutaura havo….millions of dollars are being lost on an annual basis

Watson Musenda About 20 000 banking accounts of MMM were closed in South Africa from last year to this year,the case is still pending in courts, because according to South African Reserves bank and the banking Act,its illegal because they are not registered and neither do they pay tax or have the licence to operate. Around March a number of people lost thousands of rand with MMM.It was banned in Russia and some people are in prison,now they are in Africa,you win some and you lose big time.

Faith Mmagwe Liam Tavuyanago Is helping hands fake? Im scared now

Vimbainashe Noreen Kuyerukana Well… I’ve always found these “rounds” a bit silly.. No offense. If you can kanda $1000 every month to someone anticipating pauchakandirwa $7000 after 7 months, chingogara uchizvikandira every month wega. Save. What these ma round give u is commitment coz yakamirirwa mari iyi. Give yourself the same commitment. Kutozvipinza busy wega. Zvikandire… And with respect to the other schemes, “If something sounds too good to be true..it probably is.”

Mdala Wa Rue Tinofunga pamwe my sis

Ivy Namwera Ini kwete imbavha idzo dzarura

Mdala Wa Rue Vamwe ndivo varikujoina joina magroup umu..votenga nechikwereti…nyakutengesa oda kutevera mari…onzwa the fone u have dialed does not exist

Mdala Wa Rue After careful analysis..I think these 7 ladies havana mari yavaipana….uyu ndiye ega aibvisiswa $1000…free money for the 7 ladies…organised crime!

King Krayza Bee ya true there , their tactics like chadonha and fejafeja are being modified and modernised to keep up with time and technology

Tapiwa Rasara Shuwa ipapo uyu ndiye aitambiswa dombo nevanhu ava

King Krayza Bee pa mari hapadi zvemagrup

Thenjiwe S Ziwenga Maround handina kumbomafarira munhu chengeta mari yako

Tapiwa Rasara Ma round if it goes well ari right zvawo……i bought my first car thru round table

King Krayza Bee if you fail to keep your own money either under pillow or in bank , no individual can do it for you. Its better kunzi wakabikarwa pabreak in or kuti yakatsvira mumba or kuti bank harina cash pane kuieverenga kaviri woitambidza munhu with confidence yekuti you will reap more. I feel pity for that sister may God refill her cup.

Pamela Kavumbura So true, even if you fail by using it yourself zviri nani pane kupa umwe munhu

King Krayza Bee kutonzi haugoni kushandisa mari uchitoimwa doro its better

Eugenia Moyo There is a new kid on the block zvemarounds izvi hanzi crowd rising, someone approached me ndikaramba

Sithembie Tendai Moyo yaaa pamari ,ukapusa unotambwa nyowani pa town


ZBIN Advice: Follow your gut instinct, if it says don’t join a scheme…then don’t! Exercise caution when joining new schemes that you have no knowledge of. If you are in doubt then consult friends and relatives. ZBIN members are also available in scrutinising new business schemes. Our members are not afraid to say it as it is…if it is dubious, they will say it without fear or favour. Inbox us if you come across any dubious business money making scheme.

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Diaspora Matters

Creche Business Inquiry

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creche

A sister based in UK would like to open a crèche in Harare in one of the medium density suburbs.The crèche will be run by her mum and her brother. She would therefore like to find out about the current creche fees in Harare and  general information about profitability of this sector.


Responses

WeNyasha Tee look for a 3-5 bedroom house with a big outdoor space furnish it well up to outdoor play equipment.
look for qualified ECD teachers 2 or 3.
provide transport a taxi or kombi depending with number of kids and charge $5-$20 depending with radius/ distance.
fees kids around Hatfield, Waterfalls pay $60-$120 a month
grocery a month $15 per child or you charge your fees inclusive of grocery

Yemurai Nhongo-Thepe The house needs to be for commercial purposes and you need to get permission and licenses from ministry and city of Harare

Lloyd Chidamahiya Prices vary from 30 bugs in the ghetto, 120 to 200 medium density, up to over a thousand dollars in low densities ,monthly. Obviously that also depends on what u offering. Who is ur target market. Hw gd is ur marketing skills etc

Mai Anashe Tagwirei I have picked up a couple of points, am about to start a creche business. Thanks guys

Mel Sibbs like the page Kindercare-Zimbabwe Nurseries and Preschools

Sithole Rubie Be fair in terms of pricing .. it’s ludicrous and exorbitant these crèche in Harare charge 30_40$ for extra activities like swimming, gymnasium, worse when it comes to travels ..
Creche owners need to understand that yes I want my child to get the best education and experience but the prices need to be fair and rational .. considering the economic situation

Tapiwa Mubonderi Creches are becoming defunct due to formal schools offering ECD. Quite a number of creches are going out of business. It would be advisable to look at setting up a school, you can partner with council and government to develop a school. The margins will be lower but the volumes will make it lucrative. There is a requirement to establish and build 2,500 schools at present. An injection of $400,000 upwards would be sufficient.

Memory Rumbidzai Chikowore Marongwe The schools can not absorb all children for ECD A and B. So creches are still in business The only thing that creates a sustainable project is offering your best above the rest go an extra mile. For more deatails you or your mum can visit me at my Pre School my number is 0774 249 693

Hope Lunga Murombwi I’m in agreement. I have a 3 yr old still in nursery school. I have no plans for taking her to school for ECD because of the personalised care I am getting at nursery school. Some schools are not yet equipped for these little ones e.g. installing toilets their size. Thats my personal preference

*PS Post first appeared on Zimbabwe Business Ideas and Network Facebook Page on September 11, 2016

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