Were you fortunate to have been around in 2005? Ok lets rewind the clock and look at the changes that have taken place over the last 2 decades.

In the year 2005 what was the situation?

1. No Social Media.
2. No official US Dollars circulation.
3. No Chinese buses on our highways.
4. Few ex jap vehicle imports.
5. No Runners existed.
6. There were no buses to Beira, Capetown and East London.
7. Borehole drilling and Solar Products out of reach:
8. Mukuru did not exist:
9. A lot of local banks had been closed.
10. We did not know much about diamonds, Chrome and Lithium
11. NGOs employed thousands of employees.
12. No crypto currencies existed.
13. Smart phones did not exist.
14. Few Zimbabweans sought medical assistance in India.
15. There were technically no Zimbabweans learning at Zambian Universities.

What is the situation now? What were the drivers of change?

The Smart Phone ushered in a lot of new opportunities. Social Media is a big chapter which disrupted every facet of life bringing in new opportunities and also risks.

Massive Demographic Changes took place with millions migrating abroad—also bringing tons of opportunities with the strong emergence of money transfer agencies such as Mukuru—new bus routes also created.

Strong China Emergence a global leader disrupting supply chains and global economies. China’s competition drove prices down in energy products, and machinery.

Minerals & Tech: Most Zimbabweans were unaware of the existence of Marange Diamonds. We  not even care about the location of chrome deposits. And this also applies to gold where a lot of new discoveries were in the pipeline.

Climate Change: A series of droughts drove innovations in Agriculture and this also includes borehole drilling, solar irrigation systems etc

Tech| Demographics| China | Minerals | Economy | Climate Change

Our first crowdfund to buy land is called Jangano Crowdfund and was formed last year around July and 65 Zbinites mobilized enough funds to buy land—they are almost done.

• Bank : FBC Amarounds Account
• Terms: Members contributed $30 per month x 9 months
• Membership: 65 Members from USA, UK, SA, Namibia, China and Zimbabwe
• Status: Identified a residential stand to build student hostels and almost a done deal. The project is closed from new entrants.

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Thuthuvaka Crowdfund.

Formed last month and to follow Jangano Crowdfund footsteps—eyeing land acquisition for commercial purposes.

Bank: ZB Clubs Account

Terms: Members to choose 2 options or both ($30 x 9) and ($50x 9)

Membership: So far 65 Members drawn from USA, UK, SA and Zim

Status: We got a bank account on Friday—15 August with funds deposits expected starting this week. New members welcome provided you are not completely new to ZBIN.

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Where is the benefit?: We are not buying land from urban areas such as Harare where land is expensive—instead targeting small towns and rural councils with high growth potential. Areas with student accommodation deficits, fast developing gold mining areas, new areas with public schools deficits,

Risks?: Working with banks greatly reduce risks—And we witnessed this with Jangano. However currency conversions remain a key risk, and to manage this—our projects are short term. And to identify land for sale and pay deposits.

Spinoff Benefits: This is a lifetime low risks venture—however through solid business relationships built, you can start other projects such as Manufacturing, Savings Clubs or SACCOs as spinoffs. You use verified financial references and have shared land title as surety.

Interested?: If already a subscribed member, this is a benefit and to join the $30 option—it’s a commitment fee of $10, for $30 option its $15. If not subscribed—you subscribe first for $10 per year. Kindly contact on +263773055063.